Toyota Finance Services

Welcome to Capistrano Valley Toyota: Your new and used auto loan financing experts

After you’ve picked the perfect vehicle from the large selection of new and used inventory at Capistrano Valley Toyota, you can meet with our Toyota finance team, whose top goal is to get you on the road with your purchase. Whether you are dealing with excellent, poor, or no credit, our auto loan financing specialists will provide a plan that suits your budget.

When you choose our Toyota finance services, you can look forward to the following:

• A competitive interest rate that equals or exceeds what you can get with other financing sources. We work with a network of lenders to offer you the best possible rate.
• Flexible terms that provide you with multiple loan choices, prompting you to pick the one that most suits your needs. While 72 months is a common loan term, you can get longer and shorter periods in 12-month increments.
• An easy application process so that you can enjoy your new car as quickly as possible.

When you are here you can get auto loan financing from our dealership immediately after you decide on a car. We take pride in offering excellent customer service for all aspects of car ownership.

Get Pre-Qualified

Why risk discovering that the ride you set your heart on is outside your financial reach? Is there a better way? Before you come to our facility, get pre-qualified by filling out our online application at the convenience of your own home or office. You’ll provide all the information we need, including your personal, residential, employment, and car-buying details.

After you’re approved, you’ll know in advance how much vehicle you can afford and can look for options that fit your pre-defined budget.

Car Leasing Options

While you may have your heart set on owning a Toyota model, you may find car leasing is better due to the following advantages:

• Lower monthly payments: Because you’re only paying for the depreciation of the vehicle as you use it, the amount you pay each month is lower.
• No down payment: You don’t need a down payment with car leasing, but adding an upfront amount can further reduce monthly costs.
• A new car every few years: At the end of your lease term, which is typically 36 months but can vary, you can turn in your vehicle and lease a new one. You can also just walk away with no obligation or buy the leased vehicle, which you can also finance with us.
• Trade-in: You can lower the cost you have to finance and the subsequent monthly installments by trading in your vehicle to us. You avoid the hassle of trying to sell your vehicle to a third party by handing over the keys to your current car and driving away with your new one.

To estimate what your vehicle is worth, fill out the online appraisal form.

Do you require additional information about auto loan financing? If you are in the areas of Carlsbad, San Clemente and south Orange County then contact us at Capistrano Valley Toyota today.